Disability Claim Tips
When you are sick, or injured, it is always important to tell your doctor everything. This information can be critical in helping you get well but can also be important in how an insurance company evaluates your disability claim. If you don’t tell your doctors how you are feeling, it may not exist for the… Read More »
Long Term Disability Attorney in Lakewood, Colorado
We have been fighting for the rights of the injured and disabled of Colorado since 1977 (and getting results)!
Emergency Extension of Deadlines in COBRA Benefits
Losing a job is difficult for anyone. Applying for continued health insurance benefits under COBRA or State law can be complicated (just as with any employment benefits, including short term disability and long term disability benefits). The insurance companies set up countless deadlines and procedures to trap the unwary. More and more often, these companies… Read More »
ERISA Deadlines in Short Term Disability Cases
Applying for short term disability benefits can be a challenge. The insurance companies set up countless deadlines and procedures to trap the unwary. More and more often, these companies are denying claims and appeals, arguing that the disabled employee has missed one of those deadlines. What these insurance companies are not telling people is… Read More »
Local v. National Law Firm in ERISA Cases
Finding the right lawyer for you is a personal decision. There are many large national firms that advertise that they handle ERISA (disability, medical) claims no matter what state you are in. For some, that is a good choice. Many of our clients prefer a local attorney. We have been practicing in the Denver Metro… Read More »
ERISA STD and LTD; The Basics
Disability policies normally fall into 2 categories; LTD and STD. What is STD, LTD and what is the difference? In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD… Read More »
ERISA Disability
Disability policies normally fall into 2 categories; LTD and STD. What is STD, LTD and what is the difference? In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD… Read More »
Disability Insurance Tips
Many people have short- and long-term disability coverage through their employer. However, many Colorado workers do not. There are many affordable options available, and this can be a valuable protection for your family.
ERISA and your SSDI benefits
At Silvern & Bulger, PC we have been handling claims under the Employee Retirement Income Security Act of 1974 (ERISA) for years. One of the questions we are asking most frequently is why long term disability insurance companies are allowed to offset and take a credit for SSDI benefits. The short answer? Because the insurance… Read More »
STD and LTD
What is STD, LTD and what is the difference? In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD and LTD are “code” for different types of disability coverage…. Read More »