Disability Insurance Tips
It is often very difficult to prove that your symptoms are disabling, especially if the insurance company is demanding “objective evidence”. How do you prove your level of pain? There is a test that can help. Called a Functional Capacity Exam (FCE) a qualified therapist can help determine how your symptoms and conditions effect your… Read More »
What do ERISA disability lawyers charge?
When you are hiring a lawyer to assist you in your ERISA disability case, make sure you fully understand the contract (and make sure you ask the right questions). Always ask if there is a fee against your future benefit award? Some law firms will charge you 25, 33 or even 40% of your benefits… Read More »
Disability Insurance Tips
When dealing with an insurance company on a disability (really any) claim, document, document, and document more. Many insurance companies claim they do not receive copies of the documents you send them, causing long delays. Transmit all documents by email, fax or by mail (return receipt) so you can establish what they were sent and… Read More »
Short Term Disability Claim Tips
Did you know that many disability insurance companies try to get access to your social media accounts (Facebook, Instagram, Twitter) to find evidence that you are exaggerating your disability? It is easy to take a simple post out of context. If you are pursuing a claim for short term disability, be careful of what you… Read More »
Disability Claim Tips
When most people are forced to apply for disability benefits, they assume the insurance company will obtain copies of all of their medical records. They may … or they may not! Be proactive and ask your doctors to send the pertinent records on your own. This can help avoid long delays in your claim.
Disability Insurance Tips
More and more frequently, large national firms are advertising that they handle long term disability cases in Colorado. However, there are many advantages to hiring a local attorney, including familiarity with the Colorado Court system and judges, and the case law that controls your case. Arguments that may work in New York frankly may not… Read More »
Disability Claim Tips
In most cases, there are deadlines to apply for disability benefits under your insurance policy. In some policies, the insurer has also included deadlines for how long you have to file suit. If you are thinking about applying for short term disability or long tern disability, obtain a copy of your policy right away!
How much will my ERISA disability attorney charge?
The answer? It depends on what you agree to. When you are hiring a lawyer to assist you in your ERISA disability case, make sure you fully understand the contract (and make sure you ask the right questions). Always ask if there is a fee against your future benefit award? Some law firms will charge… Read More »
Long Term Disability Claim Tips
Did you know that many long-term disability insurance companies try to get access to your social media accounts (Facebook, Instagram, Twitter) to find evidence that you are exaggerating your disability? It is easy to take a simple post out of context. If you are pursuing a claim, be careful of what you share, and who… Read More »
Remand under ERISA?
Although most people have never heard of it, the Employee Retirement income Security Act of 1974 (ERISA) is a very important statute that can significantly impact their rights. In most cases, ERISA applies to employer sponsored benefit claims, like health, life, short term disability, and long-term disability. In our Blog, we have addressed many topics… Read More »