Silvern & Bulger, P.C.

ERISA Disability

Disability policies normally fall into 2 categories; LTD and STD. What is STD, LTD and what is the difference? In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD… Read More »

STD and LTD

What is STD, LTD and what is the difference? In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD and LTD are “code” for different types of disability coverage…. Read More »

By Tom Bulger | Published February 12, 2021 | Posted in Long-Term Disability, Short-Term Disability | Tagged disability, emplyee retirement income security act, ERISA, long term disablity, LTD, short term disability, STD | | Leave a comment

What is the difference between STD and LTD?

In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD and LTD are “code” for different types of disability coverage. STD stands for short term disability. When it is… Read More »

By Tom Bulger | Published December 23, 2020 | Posted in Long-Term Disability, Short-Term Disability | Tagged disability, emplyee retirement income security act, ERISA, long term disablity, LTD, short term disability, STD | | Leave a comment

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Testimonials
- "By the time I reached Tom I had met with and or talked with most of the Attorneys in Denver and Southern Colorado. Most of these individuals were very vague… read more
- "Don’t measure the size of the mountain, talk to the one who can move it." - P.S., Former premise liability client
- "My accident ended my career, and my medical expenses and bills were piling up. Mr. Bulger listened to my concerns, and walked me through every step of the process. His… read more
- "I could not have done it myself. You are the best." - D.D., Former auto accident client
Testimonials

"By the time I reached Tom I had met with and or talked with most of the Attorneys in Denver and Southern Colorado. Most of these individuals were very vague in there explanation of ERISA law and how it impacted my case. Some even went so far as to say I did not even have a case. Most of these "Legal Councilors" however were very clear on just how much money I need to put up front before they would help me. What a breath of fresh air Tom was. Not only was he extremely knowledgeable about ERISA law, but he was motivated by more than money. He actually wanted to help me understand my legal rights and to navigate this very trick area of the law. Just when I was ready to give up on my case he helped me through the difficult process with compassion and encouragement. Did I also mention that we were successful in favorably settling my case with the insurance company! I cannot recommend highly enough Tom and his team, they are simply the best." - Sean, former disability client
"Don’t measure the size of the mountain, talk to the one who can move it." - P.S., Former premise liability client
"My accident ended my career, and my medical expenses and bills were piling up. Mr. Bulger listened to my concerns, and walked me through every step of the process. His attention for details and perseverance made the difference between a bad situation and a bright future." - A.B., former auto accident client
"I could not have done it myself. You are the best." - D.D., Former auto accident client
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