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Category Archives: Short-Term Disability

Short Term Disability Claim Tips

Did you know that many disability insurance companies try to get access to your social media accounts (Facebook, Instagram, Twitter) to find evidence that you are exaggerating your disability?  It is easy to take a simple post out of context.  If you are pursuing a claim for short term disability, be careful of what you… Read More »

ERISA Deadlines in Short Term Disability Cases

Applying for short term disability benefits can be a challenge.  The insurance companies set up countless deadlines and procedures to trap the unwary.  More and more often, these companies are denying claims and appeals, arguing that the disabled employee has missed one of those deadlines.    What these insurance companies are not telling people is… Read More »

ERISA, LTD and STD …. and COVID-19

Doctors and scientists are only beginning to study and come to understand the long term effects of COVID-19.  https://www.nbcbayarea.com/news/coronavirus/stanford-clinic-to-treat-study-covid-long-haulers/2578588/ Not surprisingly, Long term disability and other insurance companies will be resistant to paying these types of claims while the Standford (and other) studies try to find answers.  Unfortunately, you and your family cannot wait.  If you… Read More »

ERISA (LTD and STD) and COVID

Did you know that the deadlines for filing for certain medical and disability benefits, and appealing denied claims, has been extended by the US Department of Labor during the COVID-19 pandemic? If your claim was denied as “too late”, talk to an experienced ERISA lawyer right away.  DOL emergency regulations that have tolled (suspended) all… Read More »

ERISA STD and LTD; The Basics

Disability policies normally fall into 2 categories;  LTD and STD.  What is STD, LTD and what is the difference?  In the law, lawyers and courts often use short hand.  For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974).  STD… Read More »

STD and LTD

What is STD, LTD and what is the difference?  In the law, lawyers and courts often use short hand.  For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974).  STD and LTD are “code” for different types of disability coverage…. Read More »

What is the difference between STD and LTD?

In the law, lawyers and courts often use short hand.  For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974).  STD and LTD are “code” for different types of disability coverage. STD stands for short term disability.  When it is… Read More »