ERISA STD and LTD; The Basics
Disability policies normally fall into 2 categories; LTD and STD. What is STD, LTD and what is the difference? In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD… Read More »
ERISA Disability
Disability policies normally fall into 2 categories; LTD and STD. What is STD, LTD and what is the difference? In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD… Read More »
Disability Insurance Tips
Many people have short- and long-term disability coverage through their employer. However, many Colorado workers do not. There are many affordable options available, and this can be a valuable protection for your family.
ERISA and your SSDI benefits
At Silvern & Bulger, PC we have been handling claims under the Employee Retirement Income Security Act of 1974 (ERISA) for years. One of the questions we are asking most frequently is why long term disability insurance companies are allowed to offset and take a credit for SSDI benefits. The short answer? Because the insurance… Read More »
STD and LTD
What is STD, LTD and what is the difference? In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD and LTD are “code” for different types of disability coverage…. Read More »
What is the difference between STD and LTD?
In the law, lawyers and courts often use short hand. For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974). STD and LTD are “code” for different types of disability coverage. STD stands for short term disability. When it is… Read More »
Read our latest review!
The best measure of a law firm, and the service it provides, is what former clients are saying. We are proud of our 5 star rating, and the over 50 positive online reviews of our firm. Here is the latest: “Just an update. Think I left him a great review before, but Tom Bulger is… Read More »
Finding an ERISA Lawyer; Should I Hire a National Firm?
Finding the right lawyer for you is a personal decision. There are many large national firms that advertise that they handle ERISA (disability, medical) claims no matter what state you are in. For some, that is a good choice. Many of our clients prefer a local attorney. We have been practicing in the Denver Metro… Read More »
ERISA Deadlines and COVID-19
In response to the Covid-19 pandemic, the US government has extended many of the deadlines to file an appeal under the Employee Retirement Income Security Act! If you have a claim for disability or medical benefits, but thought you missed your deadline, we may be able to help. Call 303-292-0044 for a free consultation today!
ERISA and SSDI Offsets
One of the questions we are asking most frequently is why long term disability insurance companies are allowed to offset and take a credit for SSDI benefits. The short answer? Because the insurance policy says they can, and the law permits it. The next question we are asked? Does the insurance company waive that offset… Read More »