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ERISA STD and LTD; The Basics

Disability policies normally fall into 2 categories;  LTD and STD.  What is STD, LTD and what is the difference?  In the law, lawyers and courts often use short hand.  For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974).  STD… Read More »

ERISA Disability

Disability policies normally fall into 2 categories;  LTD and STD.  What is STD, LTD and what is the difference?  In the law, lawyers and courts often use short hand.  For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974).  STD… Read More »

COVID “long haulers” and SSDI, SSI and Disability

An informative article https://www.npr.org/sections/health-shots/2021/02/22/966291447/when-does-covid-19-become-a-disability-long-haulers-push-for-answers-and-benefit

Want to know about a lawyer? Ask his clients

Disability Insurance Tips

Many people have short- and long-term disability coverage through their employer.  However, many Colorado workers do not.  There are many affordable options available, and this can be a valuable protection for your family.

STD and LTD

What is STD, LTD and what is the difference?  In the law, lawyers and courts often use short hand.  For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974).  STD and LTD are “code” for different types of disability coverage…. Read More »

ERISA and the Statute of Limitations

At Silvern & Bulger, PC we have been handling ERISA disability claims for many years.  These claims can be very complex, and there are many “traps” to watch out for. One relatively new trend is for the insurance company to include a provision in the policy to shorten the normal statute of limitations that would… Read More »

What is the difference between STD and LTD?

In the law, lawyers and courts often use short hand.  For example, we often refer to ERISA (instead of the full name of the law, which is the Employee Retirement Income Security Act of 1974).  STD and LTD are “code” for different types of disability coverage. STD stands for short term disability.  When it is… Read More »

Read our latest review!

The best measure of a law firm, and the service it provides, is what former clients are saying.  We are proud of our 5 star rating, and the over 50 positive online reviews of our firm.  Here is the latest: “Just an update. Think I left him a great review before, but Tom Bulger is… Read More »

Finding an ERISA Lawyer; Should I Hire a National Firm?

Finding the right lawyer for you is a personal decision.  There are many large national firms that advertise that they handle ERISA (disability, medical) claims no matter what state you are in.  For some, that is a good choice. Many of our clients prefer a local attorney.  We have been practicing in the Denver Metro… Read More »