Colorado’s Insurance Bad Faith Statute
We purchase insurance (car accident insurance, medical insurance, disability insurance, homeowners insurance) to protect us when tragedies happen. Sadly, and while the insurance company is happy to collect the premium, they are not always as eager to pay the claim. In Colorado, the legislature has enacted C.R.S. Section 10-3-1115 (1)(a) that states no insurance company… Read More »
US District Court Overturns Denial of Long Term Disability Benefits
In a published decision by the US District Court for Colorado, we helped our client (“ML”) overturn the termination of her Long Term Disability benefits which she had been receiving for over 20 years. Among the arguments we made, was the “new” argument that the Court should consider the amount of time LM had been… Read More »
The New Battle: ERISA Venue Provisions
In their never-ending search for advantage, many employers and insurance companies are now adding venue provisions to their group policies. In short, these provisions require the insured-employee to litigate their claims thousands of miles from where they work and live, which often increases the cost of the litigation dramatically. Before you “give in” to one… Read More »
What are clients saying about us?
A recent review from our Facebook page …… Chana Guy reviewed Silvern & Bulger, P.C., Attorneys & Counselors at Law — 5 star Yesterday at 11:20am · Tom Bulger is the best! His fees are so reasonable and he explains them right up front. No confusing contracts. Tom is responsive to his clients needs and… Read More »
ERISA and the Statute of Limitations
Every type of case has its own Statute of Limitations (the period that the law gives you to file a lawsuit to protect your rights). These limitation periods can vary from State to State, between the State and Federal Court system, and even from Judge to Judge. To complicate matters, certain insurance companies offering health,… Read More »
ERISA and Change of Venue
You live in Colorado. You work here. Your employer’s insurance company denies your disability or medical benefit claim, and tells you that your policy requires you to file your lawsuit in some far away jurisdiction like Delaware or Missouri (based on a clause in the policy you never saw, let alone agreed to). What are… Read More »
What Makes Silvern & Bulger Different?
I have been representing injury victims, and the disabled in Colorado, for over 20 years. One of the most common questions I get asked is “what makes your firm different then the hundreds of other law firms in Denver, Wheat Ridge and Colorado?” There are many many excellent lawyers in Colorado. And not every lawyer… Read More »
I Have to Appeal a Denial of an ERISA claim; Do I need a Lawyer?
The short answer …. in most cases, yes. In most cases under the Employee Retirement Income and Security Act (ERISA), the Court will decide the case based on the Administrative Record. The “Record” is made up, in most cases, of the documents and information that you submit during the initial claim, and during the appeal. … Read More »
DOES YOUR FIRM HAVE A PROUDEST MOMENT?
I once had a client asked that question, and I was stumped. So, I asked my partner Steve Silvern for his thoughts. Steve won prestigious academic awards in college at Cal-Berkley including Phi Beta Kappa and a Woodrow Wilson Fellowship, and graduated from UCLA law School where he was named Rosco Pound Advocate in 1972. However,… Read More »