Colorado Subrogation Law and ERISA
Colorado has law that addresses the reimbursement of health insurance carriers following a personal injury settlement or verdict at trial. That law limits the ability of a “payer of benefits” … in other words a health insurance company …. to seek reimbursement of benefits in a personal injury claim “only if the injured party has… Read More »
Wait List for services for the disabled hits all time high
According to the Denver Post, many of the most vulnerable and in need citizens in Colorado are having to wait months for much needed care and services. To learn more about this terrible situation, click here. While we may not be able to solve every problem, or force the government to move faster, we may… Read More »
Employee Benefit Claims
For many of us, our employee benefits are as important as our salary. Our benefits can include medical, dental, life, accident, long term disability and short term disability benefits. When those benefits are taken away, or if the employer or insurance company does not live up to their promises, it is important to get help… Read More »
Medicare Open Enrollment To Begin Soon
Each year, Medicare has an open enrollment period. This year, the period is from October 15-December 2, 2019. It is important to review your insurance options during this period, to help you and your family prepare for the upcoming year. For more information, click here. At Silvern & Bulger, PC, many of our clients have… Read More »
The New Battle: ERISA Venue Provisions
In their never-ending search for advantage, many employers and insurance companies are now adding venue provisions to their group policies. In short, these provisions require the insured-employee to litigate their claims thousands of miles from where they work and live, which often increases the cost of the litigation dramatically. Before you “give in” to one… Read More »
What are clients saying about us?
A recent review from our Facebook page …… Chana Guy reviewed Silvern & Bulger, P.C., Attorneys & Counselors at Law — 5 star Yesterday at 11:20am · Tom Bulger is the best! His fees are so reasonable and he explains them right up front. No confusing contracts. Tom is responsive to his clients needs and… Read More »
ERISA and the Statute of Limitations
Every type of case has its own Statute of Limitations (the period that the law gives you to file a lawsuit to protect your rights). These limitation periods can vary from State to State, between the State and Federal Court system, and even from Judge to Judge. To complicate matters, certain insurance companies offering health,… Read More »
ERISA and Change of Venue
You live in Colorado. You work here. Your employer’s insurance company denies your disability or medical benefit claim, and tells you that your policy requires you to file your lawsuit in some far away jurisdiction like Delaware or Missouri (based on a clause in the policy you never saw, let alone agreed to). What are… Read More »
What Makes Silvern & Bulger Different?
I have been representing injury victims, and the disabled in Colorado, for over 20 years. One of the most common questions I get asked is “what makes your firm different then the hundreds of other law firms in Denver, Wheat Ridge and Colorado?” There are many many excellent lawyers in Colorado. And not every lawyer… Read More »
I Have to Appeal a Denial of an ERISA claim; Do I need a Lawyer?
The short answer …. in most cases, yes. In most cases under the Employee Retirement Income and Security Act (ERISA), the Court will decide the case based on the Administrative Record. The “Record” is made up, in most cases, of the documents and information that you submit during the initial claim, and during the appeal. … Read More »