Category Archives: Uncategorized
Do I Have an ERISA Benefit Plan (and don’t even know it)?
There is a good chance that you do. ERISA, the Employee Retirement Income Security Act of 1974, is a complex Federal statute that regulates and applies to MOST employee benefits. ERISA applies to numerous types of benefit plans: Defined-benefit and defined-contribution retirement funds (pensions). Insurance plans, including HMO/group insurance plans, such as health and medical… Read More »
Spinal Cord Injuries
The human spine is a very complex thing. And while the body is very resilient and well protected, spinal injuries are common following a serious trauma, like a car accident, truck accident, bike accident or a serious fall. Emergency signs and symptoms of a spinal cord injury after an accident may include (but are certainly… Read More »
Car Accident Basics
Colorado is growing …. fast. Over the past 20 years, we have seen more and more people move to the front range (and this trend is expected to continue). The result is more and more drivers on the road. Unfortunately, this also means more and more car accidents. We having been representing injured motorists for… Read More »
Is my Employer Covered by ERISA?
In most cases? Yes. ERISA, the Employee Retirement Income Security Act of 1974, applies to almost all private-sector employers that maintain welfare benefit plans for their employees. Unlike many other Federal laws, ERISA applies regardless of the size of the employer. This includes corporations, partnerships, limited liability companies, and sole proprietorships. ERISA even applies to… Read More »
Colorado “Slip and Fall” Basics
So-called Slip and fall accidents can happen almost anywhere, from department stores, restaurants, sidewalks and at public buildings. Often, these types of falls can result in very serious injuries, including (but by no means limited to), neck and back injuries, serious spinal cord injuries, broken bones and even traumatic brain injuries. Some of the… Read More »
Colorado Traction Law
Winter weather is here. It is a good time to have your car inspected to make sure it is safe, and complies with Colorado law. Did you know that Colorado has a “traction law”? For more details, click here. Stay safe!
ERISA Denial Letters
ERISA, the Employee Retirement Income Security Act of 1974, is a complex Federal law that applies to most types of employee benefits. This often includes claims for Long Term Disability and Short Term Disability. If your claim is denied, the plan administrator (often the insurance company that insures the benefit plan) must send you a… Read More »
Happy Thanksgiving
Wishing all of our friends and family and safe and happy Thanksgiving! At Silvern & Bulger PC we are thankful for having the opportunity to serve the Denver metro area for over 40 years, and are looking forward to many more years to come.
Accidents in Snow and Ice
With a blizzard hitting the metro area, it is a good time to remember to slow down and drive carefully (if you have to be on the road at all!). But sometimes accidents happen, even when everyone is driving carefully in these conditions. Often, however, accidents can be avoided. Drivers often forget to clear their… Read More »
ERISA and SSDI
Many of our clients assume that if they get SSDI benefits from the government, this guarantees that they will win their ERISA long term disability case. Unfortunately, that is not always the case. The recent decision in Ortiz v The Hartford, 2019 WL 5697784 (D. New Mexico November 4, 2019) is a good example. There,… Read More »