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Category Archives: Disability Insurance

COVID and the ADA

An informative article  https://www.eeoc.gov/wysk/what-you-should-know-about-covid-19-and-ada-rehabilitation-act-and-other-eeo-laws

Is there a deadline for my negligence case?

YES!  Most civil cases have a statute of limitations that applies;  that is a law that puts a time limit on your right to have a lawsuit heard in a state’s civil court system. Specific time limits vary depending on the kind of case you want to file. CRS 13-80-102 says that “tort actions”, which… Read More »

COVID “long haulers” and SSDI, SSI and Disability

An informative article https://www.npr.org/sections/health-shots/2021/02/22/966291447/when-does-covid-19-become-a-disability-long-haulers-push-for-answers-and-benefit

ADR and Colorado

One of the most sweeping trends over the past several years in Colorado personal injury litigation is the increase in mandatory Alternative Dispute Resolution Orders (ADR).  Many Courts in Colorado, as a matter of routine, require civil cases to go through ADR before trial.  That means if you have lawsuit because of a car accident,… Read More »

Disability Insurance Tips

Many people have short- and long-term disability coverage through their employer.  However, many Colorado workers do not.  There are many affordable options available, and this can be a valuable protection for your family.

SSDI OFFSETS AND ERISA DISABILITY CLAIMS; HOW IS THIS FAIR?

One of the questions we are asking most frequently is why long term disability insurance companies are allowed to offset and take a credit for SSDI benefits.  The short answer?  Because the insurance policy says they can, and the law permits it.  The next question we are asked?  Does the insurance company waive that offset… Read More »

Med-pay Coverage

Several of our posts have addressed different types of insurance coverage that you may want to consider purchasing for your own protection.  Medical payment coverage (also called “med-pay”) may be an important coverage to consider.  This type of coverage, that you buy from your own auto insurance carrier, provides coverage for all reasonable medical expenses that… Read More »