Colorado Personal Injury Law Tip
Every car insurance company in Colorado is required to offer its insured medical payments coverage of $5,000. If they do not offer you this coverage, and get a rejection in writing, the $5,000 in medical coverage is automatic.
Disability Insurance Tips
When dealing with an insurance company on a disability (really any) claim, document, document, and document more. Many insurance companies claim they do not receive copies of the documents you send them, causing long delays. Transmit all documents by email, fax or by mail (return receipt) so you can establish what they were sent and… Read More »
Disability Claim Tips
In most cases, there are deadlines to apply for disability benefits under your insurance policy. In some policies, the insurer has also included deadlines for how long you have to file suit. If you are thinking about applying for short term disability or long tern disability, obtain a copy of your policy right away!
Can my car insurance be cancelled for filing a UM claim?
In most cases? NO. Insurers are prohibited from raising a policyholder’s rates or canceling coverage in response to a claim for UM/UIM benefits, or from canceling your policy. If an insurer fails to abide by these rules and unfairly denies a claim, unreasonably delays making a decision, or increases premiums after paying out a UM/UIM… Read More »
COVID-19 News; Do you have insurance?
Many small business carry liability and other insurance in the event of a work place accident, or if a customer is injured. But did you know many business insurance policies also include “business interruption” coverages, that could apply in circumstances like these? Every policy will be different. If you are unsure of what coverages you… Read More »
Colorado’s Insurance Bad Faith Statute
We purchase insurance (car accident insurance, medical insurance, disability insurance, homeowners insurance) to protect us when tragedies happen. Sadly, and while the insurance company is happy to collect the premium, they are not always as eager to pay the claim. In Colorado, the legislature has enacted C.R.S. Section 10-3-1115 (1)(a) that states no insurance company… Read More »
DOES YOUR FIRM HAVE A PROUDEST MOMENT?
I once had a client asked that question, and I was stumped. So, I asked my partner Steve Silvern for his thoughts. Steve won prestigious academic awards in college at Cal-Berkley including Phi Beta Kappa and a Woodrow Wilson Fellowship, and graduated from UCLA law School where he was named Rosco Pound Advocate in 1972. However,… Read More »
WHO DO YOU FIGHT IN ERISA?
The vast majority of employee benefits, including long term disability, short term disability and medical benefits, are governed by ERISA. Surprisingly, there are relatively few insurance companies and related companies that insurer these claims (and we have worked with, and stood up against, the vast majority of them!). This includes: CIGNA The Hartford Reliance Standard… Read More »
WHY DO YOU HANDLE ERISA, LTD, STD AND PERSONAL INJURY CLAIMS?
wWe are often asked why (and how) we can handle these different types of cases. The answer is part of our firm’s philosophy. Our clients, the “regular” working men and women of Colorado, deserve the same high level services available to them that the large insurance companies and corporations that oppose them have. We strive to… Read More »