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Author Archives: Tom Bulger

Disability Insurance Tips

It is often very difficult to prove that your symptoms are disabling, especially if the insurance company is demanding “objective evidence”.  How do you prove your level of pain?  There is a test that can help.  Called a Functional Capacity Exam (FCE) a qualified therapist can help determine how your symptoms and conditions effect your… Read More »

Colorado Personal Injury Law Tips

In most cases, a settlement agreement is final and binding, and cannot be reopened if your injuries get worse over time.  It is important that you understand, and include in any settlement, the full extent of your injuries because you are not likely to get a “second chance” at fair compensation.

Colorado Personal Injury Law Tip

If you have been injured in an accident, it is important to understand what subrogation is.  If you have health insurance, Medicare or Medicaid, it may want to be reimbursed for the expenses it paid on your behalf.  It is important to know what that amount is in evaluating any settlement.

Car Wreck Tips

We can explain some important actions to take after a car accident. Take pictures, if you are able, of the vehicles and the accident scene and get the names and contact information of any witnesses to the accident.

Colorado Personal Injury Law Tip

Every car insurance company in Colorado is required to offer its insured medical payments coverage of $5,000.   If they do not offer you this coverage, and get a rejection in writing, the $5,000 in medical coverage is automatic.

Colorado Personal Injury Law Tip

If your child is injured, you may have a claim for their medical expenses incurred until the time they are 18.  It is important to get a fair estimate of all of those medical needs before talking to the insurance company about settlement.

Colorado Personal Injury Law Tip

Under Colorado law, an injured person has a right to recover their reasonable medical expenses.  In most cases, the amount your doctor billed (not the amount your health insurance actually paid) is the measure of those amounts.  This can make a big difference to the value of your case.

Car Wreck Tips

Auto accidents can leave those involved facing unexpected financial issues over property damage, medical bills, and even lost wages and potential future lost earnings. An attorney who specializes in auto accidents can review the details of your case and help create a strategy to ensure you receive the compensation you deserve. Our firm also handles… Read More »

What do ERISA disability lawyers charge?

When you are hiring a lawyer to assist you in your ERISA disability case, make sure you fully understand the contract (and make sure you ask the right questions).  Always ask if there is a fee against your future benefit award?  Some law firms will charge you 25, 33 or even 40% of your benefits… Read More »

Disability Insurance Tips

When dealing with an insurance company on a disability (really any) claim, document, document, and document more.  Many insurance companies claim they do not receive copies of the documents you send them, causing long delays.  Transmit all documents by email, fax or by mail (return receipt) so you can establish what they were sent and… Read More »