Silvern & Bulger, P.C.

Emergency Extension of Deadlines in COBRA Benefits

Losing a job is difficult for anyone. Applying for continued health insurance benefits under COBRA or State law can be complicated (just as with any employment benefits, including short term disability and long term disability benefits). The insurance companies set up countless deadlines and procedures to trap the unwary. More and more often, these companies… Read More »

By Tom Bulger | Published January 7, 2022 | Posted in Disability Insurance | Tagged COBRA, disability, emplyee retirement income security act, ERISA, health insurance, long term disablity, medical benefits, short term disability | | Leave a comment

COBRA, HIPPA and My Medical Benefits

COBRA & HIPPA (the Consolidated Omnibus Budget Reconciliation Act and Health Insurance Portability and Accountability Act) are parts of a broader and complex Federal statute called the Employee Retirement Income Security Act of 1974 (ERISA). ERISA, or the Employee Retirement Income Security Act of 1974, is a complex piece of Federal legislation that deals with… Read More »

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Testimonials
- "By the time I reached Tom I had met with and or talked with most of the Attorneys in Denver and Southern Colorado. Most of these individuals were very vague… read more
- "Don’t measure the size of the mountain, talk to the one who can move it." - P.S., Former premise liability client
- "My accident ended my career, and my medical expenses and bills were piling up. Mr. Bulger listened to my concerns, and walked me through every step of the process. His… read more
- "I could not have done it myself. You are the best." - D.D., Former auto accident client
Testimonials

"By the time I reached Tom I had met with and or talked with most of the Attorneys in Denver and Southern Colorado. Most of these individuals were very vague in there explanation of ERISA law and how it impacted my case. Some even went so far as to say I did not even have a case. Most of these "Legal Councilors" however were very clear on just how much money I need to put up front before they would help me. What a breath of fresh air Tom was. Not only was he extremely knowledgeable about ERISA law, but he was motivated by more than money. He actually wanted to help me understand my legal rights and to navigate this very trick area of the law. Just when I was ready to give up on my case he helped me through the difficult process with compassion and encouragement. Did I also mention that we were successful in favorably settling my case with the insurance company! I cannot recommend highly enough Tom and his team, they are simply the best." - Sean, former disability client
"Don’t measure the size of the mountain, talk to the one who can move it." - P.S., Former premise liability client
"My accident ended my career, and my medical expenses and bills were piling up. Mr. Bulger listened to my concerns, and walked me through every step of the process. His attention for details and perseverance made the difference between a bad situation and a bright future." - A.B., former auto accident client
"I could not have done it myself. You are the best." - D.D., Former auto accident client
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